Financial Aid

Financial Aid Process

Financing a college education is primarily the responsibility of students and their families. The Crown College Financial Aid Office is committed to helping students obtain the maximum amount of financial aid available. The financial aid staff endeavors to educate and equip students and their families with the financial resources needed to achieve their educational goals.

The following pages include details on the financial aid process, target dates for completing the financial aid process, general student eligibility issues, an explanation of Satisfactory Academic Progress (SAP), financial aid refund policies, and the appeal process. They also contain details of the specific aid programs available at Crown including grants, scholarships, loans, and work–study opportunities. This information is also available on our website at www.crown.edu/finaid.

If interested in receiving federal or state grants or loans, students must annually complete a Free Application for Federal Student Aid (FAFSA.) For institutional financial aid students must annually complete the Crown College Financial Aid Application. Some students must also submit verification data.

Application Deadlines

• Institutional: April 15 for fall semester, December 1 for spring semester.
• Federal: June 30, 2013, for the 2012-2013 academic year or the last day of the semester.
• State: 30 days after the first day of the semester.

Students must complete the financial aid process annually.

Free Application for Federal Student Aid

The Free Application for Federal Student Aid (FAFSA) is used to determine a student’s expected family contribution (EFC) and is required for all need-based financial aid awards including the following: federal and state grants, student loans, and work study eligibility. Students should complete the FAFSA as soon as possible after January 1 to allow adequate time for processing. The FAFSA is available online at www.fafsa.ed.gov. The Crown College school code is 002383. The FAFSA can be signed electronically by requesting a PIN at www.pin.ed.gov.

Data Verification

The Department of Education selects a percentage of financial aid applicants for a process called verification. Crown College may also select students for verification. Selected students must complete and submit the following documents:

• verification worksheet (supplied by Crown) 
• an IRS tax transcript
• IRS W2 transcript

Students selected for verification will be notified by the Department of Education and/or Crown College. Verification documents should be submitted within 30 days of request. Federal funds cannot be disbursed until all documents are submitted.

Financial Aid Awards

Once an applicant is accepted to Crown and the financial aid file is complete, a financial aid award package will be prepared and emailed to the applicant. This award letter will include information and application instructions for student loans (if applicable).). Awards are normally based on full-time enrollment (12+ credits per term for Federal aid and 15+ credits per term for Minnesota State Grant). Any reduction in credits below these full-time levels may affect a student’s financial aid package. Awards will be recalculated for students enrolled for less than 12 credits, or less than 15 credits for Minnesota State Grant recipients. Students who change their enrollment level after the close of the drop/add period will not have their aid adjusted unless they (1) fail to begin a class, (2) withdraw from all classes, or (3) submit their Student Aid Report after the change in enrollment level.

Student Loan Applications

Students should complete and submit their loan requests to the Financial Aid Office by July 1 to allow sufficient time for processing. Please visit www.crown.edu/loans for application instructions.

Disbursement of Funds

Provided the student’s financial aid file is complete, financial aid is disbursed to a student’s account about 30 days after the beginning of the term.

Loan Entrance and Exit Counseling

All students taking out a Federal Stafford or Perkins Loan for the first time at Crown are required to complete Loan Entrance Counseling prior to disbursement of loan funds. Please access our loan counseling page at www.crown.edu/loans to complete required counseling.

Students who borrowed through a Federal or State loan program while at Crown are required to complete a Loan Exit Counseling session when graduating, withdrawing, or dropping below 6 credits. Please visit our loan counseling page at www.crown.edu/loans to link to the required counseling. The purpose of loan exit counseling is to make sure student borrowers are aware of their rights and responsibilities related to repaying their student loans.

General Eligibility Issues

Citizenship Requirements

Students must meet one of the following citizenship requirements to receive Federal and/or State assistance:

• U.S. citizen. Includes citizens of the 50 states, the District of Columbia, Puerto Rico, the U.S. Virgin Islands, Guam, and the Northern Mariana Islands.
• U.S. National. Includes natives of American Samoa or Swain’s Island.
• U.S. permanent resident who has an I–151, I–551, or I–551C (alien registration receipt card or certificate of naturalization).
• Citizens of certain Pacific islands. Otherwise, eligible citizens of the Republic of the Marshall Islands, the Federated States of Micronesia, or the Republic of Palau may receive only three types of SFA Program aid: Federal Pell Grants, Federal Supplemental Educational Opportunity Grants (FSEOGs), or Federal Work-Study funds.
• Suspension of Deportation cases pending. Students with a suspension of deportation case pending before Congress are eligible for Federal student aid.
• Other eligible non-citizens. If students are not in one of the above categories, an I–94 Arrival-Departure Record from the U.S. Immigration and Naturalization Service must be in their possession with one of the following designations:
  
  • Refugee
  • Asylum Granted
  • Indefinite and/or Humanitarian Parole
  • Cuban-Haitian Entrant, Status Pending
  • Conditional Entrant (valid only if issued before April 1, 1980)

Students who are in the United States on an F1 or F2 student visa or a J1 or J2 exchange visitor visa do not meet Federal citizenship requirements and are not eligible for Federal or State student aid. These international students may apply for the International Student Tuition Scholarship of up to $12,000 per year.

International Student Financial Aid

International students ineligible for federal and state aid programs must have sufficient financial resources to cover all expenses related to attendance for each academic year. These expenses include (but are not limited to) tuition, fees, room, board, books, supplies, personal expenses, and round-trip air transportation. The College has very limited funds to financially assist international students. In addition, international students in attendance at Crown College are not permitted to make appeals to American churches or members of the Crown College community for financial support.

Satisfactory Academic Progress

Federal regulations require that all financial aid recipients progress at a reasonable rate (“make satisfactory progress”) toward achieving a certificate or degree. This requirement applies to all terms regardless of whether or not the student received financial aid. Progress is measured by (1) the student’s cumulative grade point average, (2) the number of credits earned in relation to those attempted, and (3) the maximum time frame allowed to complete the academic program.

1. Cumulative Grade Point Average. Grade point average is calculated by the Registrar’s Office. Students who drop below the following minimum cumulative GPA will be placed on Financial Aid Probation:

2. Cumulative Credits Earned. Students who fail to complete the required percent of credits as defined below will be placed on Financial Aid Probation.

3. Maximum Time Frame. Students must complete their degree within the following maximum number of attempted credits:

Students will not be considered to reach or exceed the attempted credit hours maximum until after the term in which they reach or exceed their respective limit. Students are no longer eligible to receive financial aid after they reach these maximums.

Definition of Terms

Incomplete Classes: Courses which are assigned an incomplete grade are included in the cumulative credits attempted. These credits are not earned until a passing grade is assigned.

Withdrawals: Courses from which the student withdraws after the close of registration are included in the cumulative credits attempted.

Repeated Classes: Repeated courses enable students to raise their cumulative grade point average. Credits for repeated courses are counted as both attempted credits and earned credits (assuming a passing grade is earned). However, Federal Title IV Funds can be used for one repeat of a course (original attempt plus one repeat).

Transfer Students: All transfer credits accepted by Crown will be used in determining when the maximum time frame requirement has been reached. Transfer credits are also used when calculating the required completion percentage.

Second Undergraduate Degree Students: Students who already have a first baccalaureate degree are eligible for loans if they are pursuing an initial teacher licensure or a second degree (i.e. they have a B.A. and are now seeking a B.S.). These students have up to an additional 187 attempted hours before exceeding the maximum time frame.

Minnesota State Aid

Students must have a minimum 2.0 cumulative Grade Point Average by the end of the first semester of their junior year to receive Minnesota State Grant and/or Minnesota State Work Study funds. Students whose cumulative GPA does not meet the State requirement are no longer eligible for State Grant or State Work-Study.

Financial Aid Warning

Students will be officially evaluated for satisfactory progress annually at the end of any semester, summer session, or specified period determined by the vice president for academic affairs. Students who fail to meet any of the above standards of satisfactory progress will be placed on financial aid warning for the next semester they attend Crown. Students may receive federal and state financial aid during the warning period.

Termination of Financial Aid

Following the warning period students will be evaluated for satisfactory progress. If the student is not meeting the standards of satisfactory academic progress at the end of the warning period, financial aid will be terminated. If the student is making satisfactory academic progress the student will be removed from financial aid warning.

Students who are academically suspended (and not reinstated on appeal) are immediately terminated from financial aid, without a warning period.

Financial Aid Appeals

Students who fail to meet satisfactory progress may appeal this decision. Acceptable reasons for appeal include injury or illness of the student, illness or death of an immediate relative of the student, or other extenuating circumstances beyond the student’s control. The appeal must be presented in writing and should be accompanied with supporting documentation. The appeal must include information regarding why the student failed to make SAP, and what has changed in the student’s situation that would allow the student to demonstrate SAP at the next evaluation.

Appeals should be sent to the Crown College Financial Aid Office and will be reviewed by the Financial Aid SAP Committee. If approved, the student will be placed on Financial Aid Probation, and eligibility for aid will be reinstated.

Re-Establishing Financial Aid Eligibility

Students whose financial aid was terminated due to lack of satisfactory academic progress may choose to enroll without benefit of financial aid. Such students may request a review of their academic record after any probationary term to determine whether they have met the satisfactory academic progress standards. If the standards are met, financial aid eligibility is restored for subsequent terms of enrollment.

Students who withdraw from Crown after their financial aid is terminated due to lack of satisfactory progress may apply for financial aid after earning the equivalent of at least 24 semester hours with a minimum cumulative grade point average of 2.0 at another post-secondary institution.

Students should contact the Financial Aid Office if they have questions about the Satisfactory Academic Progress policy, the appeal process, or reinstatement of financial aid eligibility.

Eligibility for Institutional Grants

All continuing students applying for Crown College grants must demonstrate Satisfactory Academic Progress. Students on financial aid probation are not eligible to receive Crown grants.

Eligibility for Crown Scholarships

All students applying for Crown Scholarships must meet the following requirements:

1. New students must be accepted by the Admissions Office.
2. Continuing students must demonstrate satisfactory academic progress and possess a cumulative Crown grade point average of at least 2.0.
3. Applicants must be full-time students at Crown.

Financial Aid Refund and Repayment

Withdrawal from the College: Students who withdraw from the College during a term are subject to a recalculation of their student financial aid. All students considering withdrawing mid-term are strongly encouraged to consult with the Financial Aid Office to determine the financial impact of their decision.

Federal Refund Policy (R2T4): A Federal Refund calculation will be made for all students who received student financial assistance and withdrew on or before the 60% point in the payment period of enrollment. After the 60% point, the student is considered to have earned 100% of their paid (disbursed) Title IV aid.

The percent of aid earned is determined by days attended divided by the days in the term.

The Federal Refund policy states that the lesser amount of the following calculations must be returned to Title IV programs:

1. Total Title IV aid paid or disbursed times percent of unearned aid equals Federal refund amount to be returned.
2. Total institutional charges times percent of unearned aid equals Federal refund amount to be returned.

Order of Refunding Aid: Any refund will be returned to the student financial aid programs in the following order:

1. Unsubsidized Federal Stafford Loan
2. Subsidized Federal Stafford Loan
3. Federal Perkins Loan
4. Federal PLUS Loan
5. Federal Pell Grant
6. Federal Supplemental Educational Opportunity Grant (FSEOG)
7. Other Title IV Aid Programs

State Refund Policy: The refund remaining after all Title IV programs have been fully refunded is refunded on a proportional basis to the State Grant Program, not to exceed the actual amount the student initially received from the program. The same would apply to other state aid programs, excluding State Work Study.

Institutional Refund Policy: After calculating the federal and state refunds, Crown College grants and scholarships will be reduced by the same percentage as the student’s tuition reduction.

Summary of Available Aid

Grants

Federal Pell Grant

Crown College is an eligible institution for the Federal Pell Grant Program. Students must be degree seeking and demonstrate financial need. Students must complete the FAFSA. Awards ranged from $555 to $5,550 per year (2011-2012).

FSEOG

Crown College receives a limited amount of Federal Supplemental Educational Opportunity Grant (FSEOG) funds to assist students who demonstrate financial need. Students must complete the FAFSA and be eligible for the Federal Pell Grant. Funds are awarded by the College on the basis of need. FSEOG awards range from $100 to $2,000 per academic year.

Minnesota State Grant

All Minnesota residents who are enrolled for at least 3 credits per term and are working towards a degree or certificate may apply for the Minnesota State Grant. Missionaries who had Minnesota residency before going to the field and have continued to file Minnesota State Tax forms are considered Minnesota residents for the purposes of this program. Students must complete both the FAFSA and the Crown College Financial Aid Application. State Grants ranged from $100 to over $9,131 per year (2011-2012). The combination of the State and Pell grants will not exceed $9,131. Application deadline: 30 days after the beginning of the semester.

Employee Tuition Benefit

Recipients of the Crown Employee Tuition Benefit (ETB) are not eligible for other institutional grants. Individuals receiving a full ETB are not eligible for other institutional scholarships. Individuals eligible for a partial ETB may opt to forfeit their ETB if they would prefer to apply for institutional grants and scholarships. The complete ETB policy is found in the Crown Employee Handbook. Applicants must complete the Crown Employee Tuition Benefit Application before the first day of class to receive the ETB.

International Student Tuition Scholarship

The Crown International Student Tuition Scholarship is awarded to international students who are not eligible to apply for Federal or State aid. Students must be enrolled full time. Recipients will receive a grant up to a maximum of $12,000 per year. Recipients of the International Student Tuition Scholarship are not eligible for other Crown grants or scholarships.

Ministerial Grant

Dependent children of full-time pastors or missionaries may be eligible for the Ministerial Grant. Dependents whose parents are either ordained or licensed by their denomination and are active in ministry will receive up to $4,000 per year. Parents must provide a copy of the current credentials each year.

Married Student Tuition Grant

A tuition grant up to 50% of the current tuition rate will be awarded to spouses of full-time Crown students who are enrolled as special students taking six credits or less per semester. A student receives consideration for this grant by completing the Crown College Financial Aid Application. Consideration for this grant is based on financial need. This grant will be awarded during the fall and spring semesters only.

Bonnie M. Thompson Grant

The Bonnie M. Thompson Helpmeet Encouragement Grant was endowed through Dr. George and Bonnie Thompson and the Thompson family. As a minister’s wife, Bonnie frequently counseled women who were hurting or in need of encouragement. Bonnie’s longing was to help encourage and equip the wives of ministers. The Grant awards up to 50% of the current tuition rate to the wife of a full-time student in the Biblical and Theological Studies or Christian Ministry department, or preparing for full-time ministry. The recipient must be a special student (i.e. enrolled in up to six credits per semester). Preference will be given to a student with children. This grant is also available to spouses of students enrolled in online ministry courses. Repeat awards applicants are accepted and encouraged. The Grant may apply toward tuition for any Crown College academic courses (e.g. ministry, the arts, literature, missions, business, social sciences, etc). Music lessons and PE courses shall not be eligible for funding by the Grant. When coupled with the Crown Married Student Tuition Grant, which awards up to 50% of the current tuition for the spouse of a full-time student, the eligible student may receive up to 100% of the current tuition rate. The recipient of the Crown Married Student Grant must be a special student (i.e. enrolled in up to six credits per semester).

Tuition Grant

Full-time students whose home churches are enrolled in the Tuition Grant Program will receive a Crown Tuition Grant. The size of the Tuition Grant depends on the giving level of the student’s home church. Students whose home church gives 1% of their general operating budget to Crown will receive $500 per semester. If the church gives 2%, students will receive $750 per semester. If the church gives 3% or more, students will receive $1,000 per semester. Churches must enroll in the Tuition Grant Program through the Office of College Advancement. Students must complete the Crown College Financial Aid Application.

Sibling Grant

A grant of $200 to $1,000 per year is awarded when there are two or more siblings attending as full-time undergraduate day students. Applicants must complete the Crown College Financial Aid Application.

Alumni Grant

A grant of $200 to $1,000 is awarded per year to full-time dependent children whose parent(s) have completed 30 credits of course work at Crown College/St. Paul Bible College at the time the student enters the College. Applicants must complete the Crown College Financial Aid Application.

Veteran’s Benefits

Verification of enrollment may be obtained from the Crown College Registrar’s Office

Alumni, Endowed, and Gift Scholarships

The Crown College Scholarship Committee awards over 120 scholarships to continuing students. Students must have a cumulative GPA of 2.5 or higher and complete a scholarship application to be considered for these awards. Applications are distributed in January. Awards are announced at a special Scholarship Chapel in March or April. Awards are based on the student’s academic excellence, career goals, character, and other criteria indicated by each scholarship. Scholarships range in size from $150 to $4,000; most are in the range of $500–$1,000.

Alumni Association Scholarships

The C. BRENT WOOD MEMORIAL SCHOLARSHIP is awarded to an upperclassman who exhibits exemplary leadership and/or involvement in student ministry. The student must have a cumulative grade point average of at least 2.5.

The JOHN F. GATES MEMORIAL SCHOLARSHIP is awarded to a senior in the History Department who has declared an intention to attend seminary or graduate school upon graduation from Crown College. The scholarship is given in honor of John F. Gates, long-time professor of philosophy at Crown College.

The JOSEPH C. WENNINGER HONOR SCHOLARSHIP is awarded to a junior or senior in Discipleship Ministries or Teacher Education who has been exemplary in Christian service and lifestyle. The student must have a cumulative grade point average of at least 2.75 and demonstrate financial need.

The L. A. PERKINS MEMORIAL SCHOLARSHIP is awarded to an incoming freshman in memory of Rev. L. A. Perkins, former dean and long-time instructor at Crown College. This is an endowed scholarship with the amount determined annually. Applicants should complete the Crown College Financial Aid Application.

The L. W. PIPPERT MEMORIAL SCHOLARSHIP is awarded in honor of the late Home Secretary of The Christian and Missionary Alliance to a senior student whose parents are ministering in The Christian and Missionary Alliance in North America.

The LEO E. BERRETH MEMORIAL SCHOLARSHIP is awarded to a junior or senior male student who displays great potential for pastoral ministry. This scholarship is given in recognition of Leo Berreth’s faithful service as District Superintendent in the Northwestern District.

The MYRON VOTH MEMORIAL SCHOLARSHIP is awarded to a junior or senior who is from South America. In the event no student from South America qualifies, the scholarship will be awarded to a sophomore or junior who is majoring in Intercultural Studies. Rev. Voth was a missionary in Argentina, and this scholarship memorializes his faithful ministry.

The PAUL AND PRISCILLA JOHNSON MEMORIAL SCHOLARSHIP is awarded to a junior in memory of missionary alumni, Paul and Priscilla Johnson, who were martyred in 1952 in Thailand.

The PAUL S. and PHYLLIS B. DAVIS MEMORIAL SCHOLARSHIP is awarded to the son or daughter of missionaries. Preference is given to children of Thailand missionaries. This scholarship was initiated by The Christian and Missionary Alliance missionaries of Thailand in memory of their co-workers, recognizing a long and fruitful ministry.

The RUTH A. JONES MEMORIAL SCHOLARSHIP is awarded to a sophomore in honor of Ruth Jones, Professor Emerita and long-time instructor at the College.

Endowed Scholarships

Business Scholarships

The ALLAN F. EMMA L. LIEBRENZ MEMORIAL ENDOWED SCHOLARSHIP is awarded to a junior or senior in the Business Administration Department in good standing who has been enrolled full time for at least one semester.

The BALIS FAMILY ENDOWED SCHOLARSHIP is awarded to a junior or senior business student.

The C.R. THIESSEN MEMORIAL SCHOLARSHIP is awarded to a worthy student planning on a business or public service career.

The JAY F. AND MARY S. STEELE BUSINESS SCHOLARSHIP ENDOWMENT is awarded to a junior or senior student who is pursuing a Business major.

The SWENSON FAMILY BUSINESS ENDOWED SCHOLARSHIP is awarded to a junior or senior business student.

Christian Ministry Scholarships

The BENEDICT FAMILY SCHOLARSHIP is awarded to a junior or senior, preferably a married student, who demonstrates good potential for ministry in The Christian and Missionary Alliance.

The DR. J. D. CARLSON MEMORIAL SCHOLARSHIP is awarded to a worthy and promising senior pursuing studies in evangelism preparatory to full-time Christian ministry.

The DR. JOHN AND GRACE GATES MEMORIAL ENDOWED SCHOLARSHIP is awarded to a student preparing to serve in pastoral ministry.

The DWAYNE JADERSTON AND MYRON MALONE MEMORIAL SCHOLARSHIP is awarded to a student, preparing for full-time ministry, involved in extracurricular activities and whose appearance exemplifies the high standards of Christian ministry.

The EARL AND LUCY SIGMON MEMORIAL Discipleship MINISTRIES/MISSIONARY SCHOLARSHIP is awarded to an upperclassman majoring in Discipleship Ministries or Youth and Family Ministry, planning on a career in cross-cultural missions, preferably with The Christian and Missionary Alliance.

The ELIZABETH HUSTAD-DECKER MEMORIAL SCHOLARSHIP is awarded to a junior or senior majoring in Discipleship Ministry.

The ELLSWORTH-BAKER MEMORIAL SCHOLARSHIP is awarded to a student preparing for a full-time ministry position.

The FLOYD AND MILDRED ROHRER MEMORIAL SCHOLARSHIP is awarded to a ministry major, preferably a child of an actively serving C&MA missionary.

The FRED J. SCHUTTE MEMORIAL SCHOLARSHIP is awarded to a junior or senior entering full-time Christian service in missions or pastoral leadership.

The GEORGE AND ELSIE HERMAN SCHOLARSHIP is awarded to a junior or senior who shows a genuine commitment to the Lord in full-time Christian service.

The HOWARD JONES CHAIR OF EVANGELISM SCHOLARSHIP is awarded to a student with a clear calling from God who intends to pursue a career ministry in evangelism.

The IRENE HANWELL MEMORIAL SCHOLARSHIP is awarded to an upperclassman in the Discipleship Ministry/Youth and Family Department.

The JAMES AND LILLIAN OGDEN SCHOLARSHIP is awarded to a junior or senior preparing for full-time Christian service as either a pastor or missionary.

The KIEL SCHOLARSHIP FOR EXCELLENCE is awarded to full-time junior or senior ministry majors preparing for a church-related vocation. Students are encouraged to contend for the scholarship and must submit an essay describing in detail their personal intention of bringing excellence into their educational experience and careers in Christian ministry.

The LEO AND EUGENE J. BERRETH MEMORIAL SCHOLARSHIP is awarded to a student who displays good potential for church leadership ministries.

The LON AND LAURA SMITH ENDOWED SCHOLARSHIP is awarded to a junior or senior preparing for full-time Christian ministry, such as a pastor or missionary, with preference given to students from the Midwest District of the C&MA.

The MANN FAMILY ENDOWED SCHOLARSHIP is awarded to students who are preparing to use their profession overseas (i.e. those that would not typically be issued a missionary visa). While many serve overseas in traditional missionary roles, there is an increasing need and opportunity for those in ESL, education, business, and other fields to be used by God to impact the nations through non-missionary roles. Applicants must submit a 500-word essay outlining their intentions for future overseas service.

The MAURICE AND LOLA McCLUN MEMORIAL SCHOLARSHIP is awarded to a junior or senior, preferably from the Northern Iowa or Mid America District of the C&MA, planning on a career in full time ministry.

The MERRILL AND JULIE BAKK SCHOLARSHIP is awarded to a junior or senior student preparing for full-time ministry, who is from a church in which the Bakk’s have pastored. (Rosemont C&MA Church, Lincoln, Nebr.; The Alliance Church, Milaca, Minn.; Big Sandy Alliance Church, McGregor, Minn.; Faith Missionary Alliance, Winston-Salem, N.C.; Alliance Church of the Valley, St. Croix Falls, Wisc.; Riverside Alliance Church, Monticello, Minn.; Old Cheney Alliance, Lincoln, Nebr.)

The MERTON AND HELEN TANNER SCHOLARSHIP is awarded to a junior or senior who intends to be a missionary or in other Christian ministry after graduation.

The MIDWEST DISTRICT SCHOLARSHIP is awarded to a student from the Midwest District of The Christian and Missionary Alliance preparing for full-time ministry in the denomination.

The OTTO AND MABEL SIMON SCHOLARSHIP is awarded to a senior training for pastoral ministry or Christian Education.

The PAUL AND MELBA STUMBO MEMORIAL SCHOLARSHIP is awarded to a junior or senior from the Rocky Mountain District who is planning on pastoral leadership. Secondary choices would be an underclassman, then an Intercultural Studies or Discipleship Ministries major.

The PAUL W. and SIGRID H. GUNTHER SCHOLARSHIP is awarded to a ministry major, preferably a child of an actively serving Christian and Missionary Alliance missionary.

The STANTON W. RICHARDSON CHAIR OF BIBLE AND THEOLOGY SCHOLARSHIP is awarded to a student preparing for ministry.

The DR. VERNON AND TRUDY OLSON MEMORIAL ENDOWED SCHOLARSHIP is awarded to a senior in the Bible and Theology Department planning on going to seminary; or a junior or senior history major with special interest in Biblical scholarship.

The DR. VERNON AND WILMA PETERSEN ENDOWED SCHOLARSHIP is awarded to a pastoral ministry student.

The VIOLA HUSTAD MEMORIAL ENDOWED SCHOLARSHIP is awarded each year to a student studying for ministry as a senior pastor or is intending to continue his/her education in seminary prior to becoming a pastor.

The VIRGINIA KADLE MEMORIAL ENDOWED SCHOLARSHIP is awarded to students (two sophomores and three juniors or seniors) preparing to serve in leadership ministry or missions.

The WILLIAM RYTHER SCHOLARSHIP is awarded to a student who is planning on a career in pastoral or missions ministry.

Intercultural Ministry/Missions Scholarships

The AMSTUTZ MISSIONARY SCHOLARSHIP is awarded to a junior or senior student planning on missionary service with The Christian and Missionary Alliance.

The ANNA OLSON MEMORIAL SCHOLARSHIP is awarded to an upperclassman planning to serve in a cross-cultural ministry with The Christian and Missionary Alliance.

The BOB AND LEORA STUMBO MEMORIAL ENDOWED SCHOLARSHIP is awarded to a Humanities or Intercultural Studies major with good moral character.

The DEVERN AND CLARA RUEDEBUSCH MEMORIAL ENDOWED SCHOLARSHIP is awarded to a junior or senior preparing for full-time ministry or mission work with the C&MA.

The DOROTHY MacRUNNEL SCHOLARSHIP is awarded to a junior planning on a career in Intercultural Ministry/Missions.

The ELIAS AND SUSIE HOFER MEMORIAL SCHOLARSHIP is awarded to a student planning on a career in Intercultural Ministry/Missions, preferably a student of missionary parents.

The HOFER MEMORIAL SCHOLARSHIP is awarded to a student planning on a career in Intercultural Ministry/ Missions, preferably a student of missionary parents.

The FLOYD A. MEERDINK MEMORIAL ENDOWED SCHOLARSHIP is awarded to a junior or senior from C&MA background preparing for service in church ministry or missionary service with the C&MA.

The GRANDY FAMILY MEMORIAL SCHOLARSHIP is awarded to an upperclassman pursuing a career in missions.

The HARRY AND MAGDA PIPPERT MEMORIAL SCHOLARSHIP is awarded to an upperclassman pursuing a career in missions.

The IVAN AND DOROTHY ST. JOHN MISSIONS SCHOLARSHIP is awarded to a junior or senior Intercultural Studies student who is planning on overseas, cross-cultural missionary service.

The JACK COUCHEY MEMORIAL SCHOLARSHIP is awarded to an upperclassman who is majoring in Intercultural Studies.

The JIM AND LOIS P. COMSTOCK MEMORIAL SCHOLARSHIP is awarded to a deserving student preparing for full-time missionary or Christian ministry.

The JONES-SEIDEL FAMILY SCHOLARSHIP is awarded to a student pursuing inner-city ministry or missions.

The JOSEPH AND EILEEN CORRE ENDOWED SCHOLARSHIP is awarded to a student with a passion for missions.

The MARCIA WORDEN MISSIONS SCHOLARSHIP is awarded to a junior who is planning to become a missionary.

The OLGA OLSON MEMORIAL SCHOLARSHIP is awarded to a returning student who shows a genuine commitment to the Lord and plans to serve as a missionary with The Christian and Missionary Alliance either overseas or in Native American Indian work.

The PRESIDENT DR. GEORGE D. STROHM MEMORIAL ENDOWED SCHOLARSHIP is awarded in memory of the fifth president of the College to a junior student preparing for missionary service.

The DENNERT/NAVARRETTE MEMORIAL ENDOWED SCHOLARSHIP is awarded to a senior planning on a career in Intercultural Ministry/Missions.

The VICTORIA OLSON MEMORIAL SCHOLARSHIP is awarded to a returning student who shows a genuine commitment to the Lord and plans to serve as a missionary in The Christian and Missionary Alliance either overseas or in Native American Indian Work.

The JOHN AND VELMA WARNHOLTZ MISSIONARY SCHOLARSHIP is awarded to a junior or senior who is planning on cross-cultural missionary service.

The WILLIAM R. AND DONNA COLLINGS SCHOLARSHIP is awarded to a junior or senior who shows a genuine commitment to the Lord, who anticipates a career in full-time Christian service.

The WILLIAM W. CONLEY SCHOLARSHIP is awarded to a junior or senior who plans to serve overseas with The Christian and Missionary Alliance.

The WOOD/MUMMA FAMILY ENDOWED SCHOLARSHIP is awarded to a worthy student preparing for Christian ministry at home or abroad.

Miscellaneous Scholarship Criteria

The AGUE-JOHNSON FAMILY SCHOLARSHIP is awarded to a junior or senior involved in co-curricular activities.

The ALTA BOLENBAUGH MEMORIAL SCHOLARSHIP is awarded to a continuing student pursuing a teaching career. The recipient shall also give evidence of Christian commitment, personal initiative, and potential as a student and later, as an alumnus/alumna of Crown College. The student shall also demonstrate student leadership skills as a continuing student at the College.

The ARDELLE WELLE MEMORIAL SCHOLARSHIP is awarded to a deserving student.

The BONNIE M. THOMPSON HELPMEET ENCOURAGEMENT GRANT offered through Financial Aid in conjunction with Crown Married Student Grant.

The CALEB AND ESTHER OLSON MEMORIAL SCHOLARSHIP is awarded to a student who comes from a farming background.

The ELAINE ANDREEN SOLIE ENDOWED SCHOLARSHIP is awarded to a student with financial need.

The FRANK AND JENNY SMILEY MEMORIAL SCHOLARSHIP is awarded to an upperclassman who demonstrates financial need.

The HAROLD H. VISCHER FAMILY SCHOLARSHIP is awarded to a married student who is a junior or senior at the College.

The HELEN HARDY AND JOHN BALIAN MEMORIAL ENDOWED SCHOLARSHIP is awarded to a junior or senior Biology major.

The JAMES A. AND MINNIE D. SAWYER SCHOLARSHIP is awarded to a full-time Hmong or Laotian student.

The JOSEPH TEWINKEL STUDENT ENDOWED SCHOLARSHIP is awarded to students who are characterized as selfless, demonstrate particular interest in helping others, and have financial need; preference will be given to History majors. This scholarship was established and funded by an anonymous alumni couple and matched by College alumni and friends to honor Dr. Tewinkel whose life touched countless students over his 41 year ministry at the College.

The KENZIE-LINDBURG FAMILY SCHOLARSHIP is awarded to an upperclassman majoring in Missions.

The LANPHER MEMORIAL SCHOLARSHIP is awarded to a junior or senior who has demonstrated student leadership skills.

The LIVING HOPE SOUTHWESTERN DISTRICT SCHOLARSHIP is awarded to needy students from Southwestern District churches who are planning to enter vocational ministry. Alternate choice would be students from the Spanish Central District churches, or students from the Southwestern District churches not intending to enter vocational ministry.

The LLOYD FAMILY SCHOLARSHIP is awarded to a returning student who is preparing to serve the Lord as a missionary or as a business man or woman, and also has a financial need.

The MARK P. HUSEBY MEMORIAL SCHOLARSHIP is awarded to a junior or senior who shows a genuine commitment to the Lord in full-time Christian service.

The MARVIN T. NYSTROM ENDOWED SCHOLARSHIP is awarded to a junior or senior in the sciences or humanities who shows evidence of need for financial assistance, has a grade point average of 3.0 or higher, and is a citizen of the United States.

The MAURICE CRABTREE MEMORIAL SCHOLARSHIP is awarded to students from Montana.

The NELS AND ELIZABETH CLINT MEMORIAL SCHOLARSHIP is awarded to a deserving student.

The RACHEL SAWYER SCHOLARSHIP is awarded to a full-time student who maintains a GPA of 2.0 or above. Priority is given to Hmong or Laotian students.

The RAYMOND AND MARY LOU HARVEY SCHOLARSHIP is awarded to a student from Lockport Alliance Church or to a Christian and Missionary Alliance student from a multicultural background.

The RONALD CARLSON MEMORIAL SCHOLARSHIP is awarded to a student with an interest in the field of communications.

The SCOTT AND SHERYL MOATS OVERSEAS EDUCATION SCHOLARSHIP is awarded to a teacher education student who desires and/or is planning his/her student teaching overseas.

The TEWINKEL FAMILY SCHOLARSHIP is awarded to a student who is growing spiritually, academically, and socially, preference being given to History majors and/ or those participating in intercollegiate athletics.

The E. WAYNE AND NORMA ROBERTS MEMORIAL ENDOWED SCHOLARSHIP is awarded to a deserving sophomore student.

The MARVIN AND JOYCE THOMPSON MEMORIAL ENDOWED SCHOLARSHIP is awarded to a deserving student with financial need.

The LIVING HARVEST ENDOWED SCHOLARSHIP is awarded to a needy student in memory of a Wisconsin farming couple who lived lives of godly stewardship.

The DR. WILLIAM AND PEGGY CONRAD ENDOWED SCHOLARSHIP is awarded to students committed to serving the Lord through health care in an overseas setting.

The WILLIAM AND RUTH SIEMENS HONORS ENDOWED SCHOLARSHIP is designed to recognize skillful writing that presents ideas or concepts in a thought-provoking manner. This is an opportunity to present ideas or concepts to a panel of judges who will select the best research paper. The winning work must be an original work, used to fulfill the research paper requirement in ENG 153H, Critical Thinking and Writing.

Music Scholarships

The DONELSON FAMILY MUSIC GIFT SCHOLARSHIP is awarded to a high level music student planning a career in music.

The DR. H. L. TURNER MEMORIAL SCHOLARSHIP is awarded to a junior or senior with vocational interest in teaching, music, or missions.

The LUCILLE BROWN HONOR MUSIC SCHOLARSHIP is awarded to a sophomore or junior in the Music Department preparing for Christian music ministry.

The MAXINE GORMLEY STRONSHINE MEMORIAL ENDOWED SCHOLARSHIP is awarded to a deserving student who is pursuing a major or minor in music.

The MERRILL AND MAXINE TANNEHILL MUSIC SCHOLARSHIP is awarded to a junior or senior student in the Music Department.

Nursing Scholarships

The CHREIA SCHOLARSHIP is awarded to a continuing nursing student at Crown College.

Teacher Education Scholarships

The DAVID STEWART MEMORIAL SCHOLARSHIP is awarded to a senior in teacher education who has financial need.

The EMMA L. LIEBRENZ MEMORIAL ENDOWED SCHOLARSHIP is awarded to a teacher education student with a commitment to excellence in teaching children.

The HAL AND VELMA CHANDLER, DR. KATHERINE CHANDLER AND DRS. CHARLES AND MARILYN WELDIN TEACHER EDUCATION ENDOWED SCHOLARSHIP is awarded to a junior in the Teacher Education Department majoring in elementary or secondary education who gives evidence of Christian commitment, personal initiative and potential as a student who has demonstrated student leadership skills.

The MISS IZETTA PINE SCHOLARSHIP is awarded to a junior or senior majoring in Elementary Education with a preference given to a student from Iowa.

The LEDA GRACE FRENCH MEMORIAL SCHOLARSHIP is awarded to a senior majoring in Elementary Education.

The LILLIAN RYTHER SCHOLARSHIP is awarded to a student who is planning on a career in teacher education.

The PAUL AND LAURA RONZHEIMER MEMORIAL SCHOLARSHIP is awarded to a junior or senior majoring in Elementary Education.

The WOLTERS-MATHENY SCHOLARSHIP is awarded to a sophomore, junior or senior majoring in education with a preference for students from from rural Minnesota, North Dakota or South Dakota, with a desire for teaching in rural America.

Gift Scholarships

(Gift scholarships are awarded as funds are received each fiscal year.)

The ALLIANCE MINISTRY SCHOLARSHIP provides financial assistance to students preparing for vocational ministry with the C&MA. Each recipient has met rigorous qualifications and has received the recommendation of the faculty, administration, the C&MA regional representative for candidate development, and the approval by the Scholarship Assistance Board of the C&MA.

The A’VIANDS STUDENT EMPLOYEE GIFT SCHOLARSHIP is awarded to students of Crown College who work in the Dining Services.

The CARL AND HELEN LARSON GIFT SCHOLARSHIP is awarded to a married student with interest in ministry at home or abroad.

The GEORGE STEFFEN HONOR SCHOLARSHIP is presented to a student in the Intercultural Studies program.

The KEMPS GIFT SCHOLARSHIP is awarded to a business student with financial need.

The KEVIN CAROTHERS MEMORIAL SCHOLARSHIP is awarded to a senior in the Christian Ministry Department who has spiritual and leadership qualities.

The MEISTERSINGER AWARD is given to a tenor, baritone, or bass College Choir member who has shown growth in vocal performance and leadership.

The NORTHWESTERN DISTRICT ALLIANCE WOMEN’S SCHOLARSHIP is awarded to a junior or senior from the Northwestern District who exhibits dedication and discernment and is sincere in his/her preparation for missions.

The PAUL AND DONNA MERTENS ENDOWED SCHOLARSHIP is awarded to a student preparing for nursing overseas, or a student in the Intercultural Studies (Missions) Department, or an overseas student in financial need.

The ROCKY MOUNTAIN DISTRICT SCHOLARSHIP is awarded to two students in their junior or senior year, giving preference to students from the Rocky Mountain District (funded from the interest earnings of the District Emergency Fund).

The ROY AND MARGARET ORTMAN TEACHER EDUCATION GIFT SCHOLARSHIP is awarded to outstanding teacher education majors.

The SARAH B. CARLSON MUSIC SCHOLARSHIP is awarded to music students with priority to those studying piano and organ.

The SAVALOJA FAMILY GIFT SCHOLARSHIP is awarded to a deserving Hmong student.

The SECOR FAMILY GIFT SCHOLARSHIP is awarded to a rising senior within the Crown Nursing Program who has financial need.

The SHARPE MISSIONARY GIFT SCHOLARSHIP is awarded to a junior or senior who anticipates a career as a foreign missionary.

The TREVA GORSH MEMORIAL GIFT SCHOLARSHIP is awarded to a senior interested in being a missionary, preferably to Mexico or Latin America.

Loans

Federal Direct Stafford Loan

The Federal Stafford loan is now part of the Direct Loan Program. Funding for Stafford loans is provided directly from the Department of Education. The Federal Stafford loan is a low-interest loan that helps students pay the cost of attending a post-secondary school.

The subsidized Stafford loan is based on financial need. It is interest-free for the borrower under these circumstances:

• Student is enrolled at least half-time at an eligible institution
• Student is in grace period—the six months after graduation or withdrawal from school
• Student is in authorized period of deferment.

The unsubsidized Stafford Loanhas the same terms and conditions as the subsidized Stafford Loan, but does not carry the in-school interest subsidy. Stipulations include:

• Interest accrues immediately once funds are disbursed
• Student has the option of repaying interest while in school

The Stafford loan is subject to an origination fee.

There is no penalty for prepaying a Federal Stafford Loan.

Students must complete the FAFSA to determine eligibility to borrow the Federal Stafford loan. After they are awarded the Stafford Loan, they must complete the Master Promissory Note (MPN), and Entrance Counseling before funds can be disbursed.

Direct Parent Plus Loans

PLUS loans are low-interest loans to parents of dependent, undergraduate students to help pay the cost of attending post-secondary schools. Funding is provided directly from the Department of Education. To receive a PLUS loan, a parent is subject to a credit check by the lending institution.

The 2012-2013 fee for a Direct Plus Loan is 4%; however a 1.5% rebate reduces this fee to a net of 2.5% when a borrower begins repayment. Twelve on-time monthly payments must be made to retain this benefit.

There are no annual or aggregate limits in the PLUS program. However, the annual amount borrowed may not exceed the student’s cost of attendance minus other financial assistance.

Principal and interest payments may be required while the student is in school.

Federal Perkins Loan Program

Crown College is an eligible institution to participate in the Federal Perkins Loan Program. This loan is interest-free while a student attends college on at least a half-time basis and makes satisfactory academic progress towards a recognized degree. The interest rate in repayment is 5%. Perkins Loan funds are limited, so students must first borrow the Federal Stafford Loan. The maximum annual Perkins Loan amount is $4000. Students must complete the Crown College Financial Aid Application and FAFSA to determine eligibility for the Perkins Loan.

Student Education Loan Fund (SELF)

The SELF is a student loan program operated by the State of Minnesota to supplement existing student loan programs. Students enrolled at least half time may borrow up to $10,000 per academic year for grade levels 1 through 5 in their undergraduate program. There are no income restrictions for eligibility; however, a credit-worthy co-signer is required to qualify for this loan. Quarterly interest payments are required while in school. After a student graduates, withdraws, or is enrolled for less than half time, there is a 12 month transition period when only monthly interest payments are required. Payments on principal and interest begin in the 13th month.

Additional information about the program can be obtained by contacting the Minnesota Office of Higher Education, 1450 Energy Park Dr, Suite 350, St. Paul, MN 55108, 651-642-0567, or on the Internet at www.ohe.state.mn.us

The Thompson Ministry Loan

The Charles and Ellen Thompson Ministry Loan Program assists men and women with financial need attending Crown College in preparation for professional ministries. Preference is given to students preparing for missionary service. Following the student’s completion of study, there is a nine month grace period before payments begin. Recipients who enter a full-time professional ministry with The Christian and Missionary Alliance will have the balance of their loan forgiven at a rate of 20% per year up to 100% of the loan. Recipients entering full-time professional ministries in other than The Christian and Missionary Alliance will have the balance of their loan forgiven at a rate of 10% per year up to 50% of the loan.

Repayment of the unforgiven balance will be at a rate of no less than $50.00 per month with interest at 1% per month on the unpaid balance. Principal repaid to the College will be used to fund subsequent awards under this program. Students must complete the Crown College Financial Aid Application and the FAFSA to receive consideration for this loan.

Alternative Loans

Contact the Financial Aid Office for information concerning alternative loan options. Educational loans that are not a part of the Federal Student Aid programs are referred to as private or alternative loans. Interest rates are variable and interest accrues from the time of disbursement. Crown College recommends that all eligible degree seeking students apply for financial aid using the FAFSA to exhaust all eligibility for federal programs before considering these loans. Please visit www.crown.edu/loans for more information.

Work/Employment

Federal Work-Study(FWS) Opportunities

On campus jobs are available to eligible students each year. The major areas of employment are: library, maintenance, housekeeping, reception desk, athletics, and admissions. Most students work about 10 hours per week and are paid on a monthly basis. FWS eligibility is based on financial need. Students must complete the Crown College Financial Aid Application and FAFSA to determine eligibility for FWS.

Community Service Employment

Students eligible for Federal Work Study may work off campus in a variety of positions including the following: reading tutors, teacher aid, and childcare. Contact the Financial Aid Office for additional information.

Internet Resources

The following Internet web sites provide reliable and helpful information on student financial aid.

The Minnesota Office of Higher Education has information on Federal and State programs including the SELF Loan at www.ohe.state.mn.us

The website to visit for links to Stafford Loan entrance and exit counseling as well as repayment information and calculator is www.studentloans.gov.

The U.S. Department of Education has information on federal programs at www.federalstudentaid.ed.gov

The National Association of Student Financial Aid Administrator’s web site has information for parents and students at www.nasfaa.org

Other web sites include:
www.finaid.org
www.fastweb.com

These web sites are provided for the user’s convenience. Crown College does not control or guarantee accuracy, relevance, timeliness, or completeness of this outside information. Crown College does not necessarily endorse any views expressed, products or services offered, or the organizations sponsoring these sites.